Title
Collections, Garnishment, and Levy
Description
Find helpful articles and free court forms about collections, wage garnishments, and levies.
Topic Layout
Robust
Information
Know your rights and understand your options when dealing with a debt collector. Download forms you can use to protect your rights.
Visit MLSA's free debt website to find out if a debt collector might be breaking the law, if you have any protected income or property, and if you might have any defenses to a debt lawsuit. Use a free garnishment calculator to see if a debt collector is taking the right amount from your wages.
This article can help you understand your options for taking action on a money problem.
Learn what income and property are protected from debt collectors; the situations when income or property may not be protected; and, download a free court form to ask for your protected income or property back.
Learn how to get third party debt collectors to stop contacting you. Download a free cease contact letter. And, learn what legal action you can take if debt collectors keep contacting you.
Use this checklist to keep a written record of all communication that you have with a debt collector. If you think the debt collector broke the law, talk to a lawyer.
Learn what you can do to protect your car or mobile home from repossession.
Use this worksheet and information to determine which of your income and property are exempt from a creditor or debt collector that has a judgment against you.
If you live in Montana, this article will help you:
-Understand what wage garnishment is.
-Learn your options if your wages are being garnished.
-Understand what wage garnishment is.
-Learn your options if your wages are being garnished.
Learn about account levies, what money is protected from an account levy, and download a free court form to ask for your protected money back.
Common Questions
Actions to take if creditors threaten to take your home.
Legal Forms
Use a free program to create an Answer to a Debt Collection Complaint filed against you in a City, Municipal, Justice, or District Court in Montana.
A creditor or debt collector who has a judgment can take some money from you to pay the judgment. There are limits on what kind of money a creditor can take. You can use this packet of instructions and form to get money back if the creditor was not supposed to take it.
Learn how you can use a Homestead Declaration protect your home from creditors.
Download a free legal form that you can send to debt collector to dispute a debt. This is not a court form that you use to dispute a debt during a lawsuit.
Videos
Do you have an outstanding debt that's past due, and you're concerned that a collection agency will take your federal tax refund because of it? Watch this video to find out what agencies can take your tax refund.
